Bobby Lynch

655 1st Street Se

Elgin, MN
$ 449,900 Beds 4 Baths 3 Sq 2,358
Monthly Estimate* How much can I afford?

Stunning new construction on a spacious half-acre lot! This beautifully crafted home will feature 4 bedrooms and 3 bathrooms with a finished basement that adds 2 bedrooms, a full bath, and a spacious family room. The open main-level floor plan is ideal for everyday living and entertaining, with premium finishes including custom Amish-built cabinetry, quartz countertops, and stainless steel appliances. The primary suite offers a tiled shower and private retreat feel. Additional highlights include a large 3-car garage, oversized driveway, patio area behind the garage with service door access, and generous outdoor space. Quality craftsmanship, modern amenities, and a move-in ready feel make this home a must-see!

Single Family

  • Price
  • $ 449,900
  • City
  • Elgin
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • WABASHA
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.52 Acres
  • Zip
  • 55932
  • Sqr Footage
  • 2,358
  • Year Built
  • 2025
  • Taxes
  • $ 610
  • Style
  • Single Family
  • MLS#
  • 7108446
Listed By: Edina Realty, Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 2358
Sewer City Sewer/Connected
Heating Forced Air
Cooling Central Air
Roof Age 8 Years or Less,Asphalt
Appliances Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliances,Washer
Garage Spaces 3
Construction Materials Block,Frame
Year Built 2025
Electric Circuit Breakers
Levels Split Entry (Bi-Level)
Property Subtype Single Family
Tax Year 2025
Accessibility None
County Wabasha
New Construction Yes
Property Type Residential
HOA No
Contingency None
Full Baths 2
Directions Head north into Elgin from Highway 42,take right onto 1st St SE,follow 1st St SE around bend,house will be on the left.
City Elgin
High School District Plainview-Elgin-Millville
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 610
Additional Parcels Y/N No
Builder Name DALE JECH CONSTRUCTION LLC
Standard Status Active
Lender Owned No
Amenities Unit Kitchen Center Island,Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Patio
PostalCity Elgin

Interior Features

Basement Block,Drain Tiled,Egress Window(s),Finished,Full,Sump Basket
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1228
3/4 Baths 1
Laundry Features In Basement,Lower Level
Total Bedrooms 4
Below Grade Finished Area 1130
Total Baths 3
Bath Desc 3/4 Primary,Full Basement,Private Primary,Upper Level 3/4 Bath,Upper Level Full Bath
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Square Feet 825

Exterior Features

Parking Features Attached Garage,Concrete
Water Source City Water/Connected
Lot Size Area 0.52
Building Area Total 2442
Lot Dimensions 75x304
Waterfront Y/N No
Foundation Area 1214
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Wayzata, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/13/2026 Listed $449,900

Property vs Zip Code Average in 55932

Price
AVG $370K
$450K
Taxes
AVG $2,517
$610
Year Built
AVG 1960
2025
Visits
AVG 36
18
Data Provided by Inside Real Estate®

Areas That We Cover

655 1st Street Se Elgin, MN is a Single Family Home for sale at $449900 with 2358 sqft and a lot size of 0.52 Acres Acre(s). 655 1st Street Se Elgin has 4 bedrooms, 3 baths and was built in 2025. The property's zip code is 55932 which is in Elgin, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Bobby Lynch

Bobby Lynch

623-299-1481

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