839 Bluff Avenue

Brainerd, MN
$ 280,000 Beds 4 Baths 2 Sq 1,980 Virtual Tour
Monthly Estimate* How much can I afford?

Price dropped for quick sale! Beautiful home on Bluff Avenue in Brainerd’s north side neighborhood — and the inside is truly cozy and charming. This home features geothermal-assisted, highly efficient heating, making it extremely economical to operate year-round. It is also located just minutes from the hospital and everything Brainerd has to offer; it offers convenience and quick access to essential services. The home has been remodeled in the last several years, and nearly everything is newer: carpeting, laminate flooring, stainless steel kitchen appliances, kitchen counters and sink, the main-floor bath, most windows and doors, light fixtures, furnace, water heater, electrical panel, and interior paint. High ceilings and two gas fireplaces add warmth and charm, making this property stand out as well above average for the neighborhood in both features and condition. The lot backs directly up to public DNR land that stretches all the way to the Mississippi River, providing wonderful wooded views and no neighbors behind you. The owners have also installed a private fenced-in backyard with a fire pit and a beautiful, quiet setting to enjoy. The exterior is low-maintenance vinyl siding, and the garage (built in 1999) is in excellent condition and has a great workshop opportunity. This home offers comfort, efficiency, and an exceptional location that is hard to match in this price range.

Single Family

  • Price
  • $ 280,000
  • City
  • Brainerd
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CROW WING
  • Half Bathrooms
  • 0
  • Area
  • Terrace Park Add The City Of Bra
  • Lot Size
  • 0.19 Acres
  • Zip
  • 56401
  • Sqr Footage
  • 1,980
  • Year Built
  • 1905
  • Taxes
  • $ 3428
  • Style
  • Single Family
  • MLS#
  • 6823753
Listed By: MN Real Estate and Management LLC
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 1980
Sewer City Sewer - In Street
Heating Forced Air,Fireplace(s),Geothermal
Cooling Central Air,Geothermal
Roof Asphalt
Appliances Cooktop,Dishwasher,Dryer,Freezer,Range,Refrigerator,Washer
Garage Spaces 1
Construction Materials Frame
Year Built 1905
Electric Circuit Breakers
Levels Two
Property Subtype Single Family
Tax Year 2026
Accessibility None
County Crow Wing
New Construction No
Property Type Residential
HOA No
Contingency None
Subdivision Name Terrace Park Add The City Of Bra
Other Structures Garage(s)
Full Baths 2
Directions Bluff Ave runs on the North side of the neighborhood and this home is just north of St Frances church.
City Brainerd
High School District Brainerd
Zoning Description Residential-Multi-Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 3428
Additional Parcels Y/N No
Standard Status Active
Lender Owned No
Amenities Unit City View,Other,Sun Room,Walk-In Closet
PostalCity Brainerd

Interior Features

Basement Block,Partial,Storage Space,Unfinished
Total Fireplaces 2
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1980
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Total Baths 2
Bath Desc Main Floor Full Bath,Upper Level Full Bath
Dining Room Description Separate/Formal Dining Room
Foundation Dimensions 27x41
Fuel Natural Gas
Garage Dimensions 15'11 x22'9
Garage Square Feet 362

Exterior Features

Fencing Vinyl
Parking Features Detached Garage,Concrete
Water Source City Water/Connected
Lot Size Area 0.19
Building Area Total 2414
Lot Dimensions 50x140
Waterfront Y/N No
Foundation Area 1118
Road Frontage Type City Street
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Wayzata, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

12/3/2025 Listed $324,900
12/18/2025 2% - $319,900
4/9/2026 2% - $316,500
4/16/2026 6% - $299,000
8/10/2026 7% - $280,000

Property vs Zip Code Average in 56401

Price
AVG $540K
$280K
Taxes
AVG $2,697
$3,428
Year Built
AVG 1991
1905
Visits
AVG 141
8
Data Provided by Inside Real Estate®

Areas That We Cover

839 Bluff Avenue Brainerd, MN is a Single Family Home for sale at $280000 with 1980 sqft and a lot size of 0.19 Acres Acre(s). 839 Bluff Avenue Brainerd has 4 bedrooms, 2 baths and was built in 1905. The property's zip code is 56401 which is in Brainerd, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.