13971 Opal Street Ne

Ham Lake, MN
$ 1,799,000 Beds 5 Baths 3 Sq 4,745 Virtual Tour
Monthly Estimate* How much can I afford?

Discover ELWELL FARMS, a thoughtfully planned community spanning 515 acres and bordering the scenic Carlos Avery Wildlife Management Area. With 106 spacious acreage homesites, this stunning neighborhood blends natural surroundings with luxurious living. HANSON BUILDERS has 15 premium homesites available in Phase 1, many offering wooded landscapes and peaceful pond views. Experience the perfect blend of style and comfort in this beautifully crafted home, thoughtfully designed for luxurious main-level living. From the moment you step inside, exquisite custom ceiling details and high-end finishes set a tone of sophistication throughout. The Great Room captivates with a vaulted ceiling and three floating wood beams, creating a warm and open atmosphere. The chef-inspired Kitchen features a spacious Prep Pantry—ideal for both entertaining and everyday living—while the adjoining Sunroom invites relaxation with its cozy stone fireplace and wood-beamed ceiling.? The main level Owner’s Suite provides a private, spa-like retreat, and the flexible second Bedroom or Study adapts easily to your lifestyle needs. Downstairs, the fully finished lower level offers abundant space for family and guests, including three additional Bedrooms, an Exercise Room, a generous Family Room, a Game Room, and a stylish Wet Bar—perfect for gatherings or quiet evenings in. Additional features include a heated 4-car garage featuring floor drains and 220V outlet for an EV charger. Wrapped in James Hardie cement board siding and Marvin Windows. Nestled in Elwell Farms, this home offers access to an exceptional collection of community amenities, including a pool, clubhouse, playground with picnic pavilion, pickleball courts, fishing pier, and scenic walking trails. Discover a one-of-a-kind lifestyle in a community designed for connection, recreation, and relaxation.

Single Family

  • Price
  • $ 1,799,000
  • City
  • Ham Lake
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • ANOKA
  • Half Bathrooms
  • 0
  • Area
  • Elwell Farms
  • Lot Size
  • 1.05 Acres
  • Zip
  • 55304
  • Sqr Footage
  • 4,745
  • Year Built
  • 2026
  • Taxes
  • $ 2000
  • Style
  • Single Family
  • MLS#
  • 6807590
Listed By: Edina Realty, Inc.
Data Source: Northstar MLS (NSTAR)

Features

General

Living Area 4745
Sewer Private Sewer
Heating Forced Air,Zoned
Cooling Central Air,Zoned
Roof Age 8 Years or Less,Asphalt,Pitched
Appliances Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Freezer,Microwave,Refrigerator,Stainless Steel Appliances,Wall Oven,Washer,Water Softener Owned
HOA Fee 100
Garage Spaces 4
Association Fee Includes Professional Mgmt,Shared Amenities
Pool Features Below Ground,Outdoor,Shared
Year Built 2026
Electric Circuit Breakers,200+ Amp Service
Levels One
Property Subtype Single Family
Tax Year 2025
Accessibility None
Assoc Fee Paid Per Monthly
County Anoka
New Construction Yes
Property Type Residential
HOA Yes
Contingency None
Subdivision Name Elwell Farms
Full Baths 2
Directions North on Lexington Ave NE,turn Right onto 143rd Avenue NE,turn Right onto Opal Street NE. Home is on the Left.
City Ham Lake
Association Name TBD
High School District Anoka-Hennepin
Zoning Description Residential-Single Family
Lot Size Units Acres
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 2000
Additional Parcels Y/N No
Builder Name HANSON BUILDERS INC
Standard Status Active
Lender Owned No
Amenities Unit Deck,Exercise Room,French Doors,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Patio,In-Ground Sprinkler,Sun Room,Tile Floors,Washer/Dryer Hookup,Wet Bar
Community Name Elwell Farms
PostalCity Ham Lake

Interior Features

Basement Drain Tiled,Finished,Full,Concrete,Storage Space,Sump Basket,Sump Pump
Total Fireplaces 2
Fireplace Features Gas,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 2537
3/4 Baths 1
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 2208
Total Baths 3
Bath Desc Double Sink,Full Basement,Main Floor 3/4 Bath,Main Floor Full Bath,Separate Tub & Shower,Primary Walk-Thru,Walk-In Shower Stall,Walk Thru
Dining Room Description Kitchen/Dining Room
Fuel Natural Gas
Garage Dimensions 41x23
Garage Square Feet 1217

Exterior Features

Parking Features Attached Garage,Asphalt,Electric Vehicle Charging Station(s),Floor Drain,Heated Garage,Insulated Garage
Lot Features Sod Included in Price
Water Source Well
Lot Size Area 1.05
Building Area Total 5068
Lot Dimensions 1x1x1x1
Waterfront Y/N No
Foundation Area 2536
Road Frontage Type Curbs,Paved Streets,Sidewalks

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Wayzata, MN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

10/27/2025 Listed $1,775,000

Property vs Zip Code Average in 55304

Price
AVG $820K
$1.8M
Taxes
AVG $3,896
$2,000
Year Built
AVG 2009
2026
Visits
AVG 209
560
Data Provided by Inside Real Estate®

Areas That We Cover

13971 Opal Street Ne Ham Lake, MN is a Single Family Home for sale at $1799000 with 4745 sqft and a lot size of 1.05 Acres Acre(s). 13971 Opal Street Ne Ham Lake has 5 bedrooms, 3 baths and was built in 2026. The property's zip code is 55304 which is in Ham Lake, MN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.